Get paid by anyone.
Anywhere. Any method.
Create a payment request. Share the link. Your client pays by card, bank transfer, or crypto — no paype account needed. Funds land in your balance, screened and clean.
1. Payment requests
Create a link. Share it. They pay by card, bank, or crypto — no paype account needed on their end.
| Client pays with | You receive | Fee (Orchestra) | Speed |
|---|---|---|---|
| Card | USD | 2.1% + $0.18 | Instant |
| Bank transfer (SEPA) | USD | From $3 + 0.21% | 1–2 days |
| Bank transfer (SWIFT) | USD | 0.09% | 1–3 days |
| Crypto | USD or crypto | 0.30% | On-chain |
Your client opens a hosted link and pays. No account needed on their end.
They pay in their currency. You receive in yours. Rate locked at confirmation.
Every inbound payment is checked automatically. Clean funds only — no extra steps on your end.
Email, WhatsApp, invoice embed, QR code — the link works everywhere.
2. Bank transfers
Receive bank transfers from the US and 170+ countries into one balance.
Rates drop automatically as your volume grows. See how tiers work →
| Rail | Standard | Mid-volume | High-volume |
|---|---|---|---|
| SEPA inbound | $5 + 0.35% | $4 + 0.26% | $3 + 0.21% |
| SWIFT inbound | 0.15% | 0.11% | 0.09% |
| SEPA inbound | On roadmap | ||
SWIFT for 170+ countries, SEPA for the eurozone — all feeding one balance.
Funds go directly to your paype account. No correspondent bank delays.
Inbound international wires from 0.09% on Orchestra. No flat surcharge.
Every inbound transfer logged with sender, amount, and timestamp.
3. Card payments
Clients pay by credit or debit card. Visa, Mastercard — most cards worldwide. You receive USD.
Rates drop automatically as your volume grows. See how tiers work →
| Card type | Standard | Mid-volume | High-volume |
|---|---|---|---|
| All major cards | 3.5% + $0.30 | 2.6% + $0.23 | 2.1% + $0.18 |
Visa, Mastercard — most debit and credit cards worldwide accepted.
Your client sees a clean, branded payment page. No redirects.
You get notified the moment payment is authorized.
No raw card numbers stored. Every transaction uses a one-time code — even if a merchant is breached, your card stays safe.
4. Crypto payments
Clients pay you in BTC, ETH, USDT, or USDC. Auto-convert to USD or keep as crypto. Instant settlement.
| Asset | Fee (best rate) |
|---|---|
| BTC | 0.30% |
| ETH | 0.30% |
| USDT | 0.30% |
| USDC | 0.30% |
BTC, ETH, USDT, USDC accepted across major networks. See all supported assets →
Settle to USD automatically or keep the crypto. You choose.
BTC, ETH, USDT, USDC — the coins your clients actually use.
Every inbound address is checked automatically. Clean funds only.
Crypto payments settle immediately to your paype balance.
Start getting paid today.
Share a link. Your clients pay however works for them. Funds land in your balance, clean and ready.
Open your account — free