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Digital assets

Crypto that actually works
for you and your business.

For compliant businesses and individuals, crypto is not the future — it's the present. Hold it, get paid in it, and pay out in it, all from one regulated account.


1. Get paid in crypto

Invoice your client. They pay in any currency. We convert, screen, and deliver — clean funds, your choice of crypto or fiat.

You receiveClient pays withFee (Orchestra)Speed
USD / anyCard (third-party)2.1% + $0.18Instant
USD / anyCard (own paype card)0.0%Instant
USDSWIFT wire0.09%1–3 days
EURSEPA transfer0.09%1–2 days
USD / EURStablecoin (USDT, USDC, EURC)0.30%On-chain
CryptoCrypto (BTC, ETH, and more)0.30%On-chain
Auto-conversion
Rate locked at confirmation. No hidden spread.
Auto-screening
Every inbound transaction is checked automatically. Clean funds only.
Your currency, your choice
Receive in crypto or fiat. You decide.
No paype account for clients
They just open a payment link and pay.

2. Payout in crypto

One address or ten thousand. Multi-chain. Mass payout. All from one account.

ActionFeeChains
Single payoutNetwork fee at costBTC · ETH · TRON · Arbitrum · Solana
Mass payout (batch)Network fees at costCSV upload, one confirmation
Multi-chain
BTC, ETH, USDT, USDC, Solana — all from one interface.
Batch payout
Upload a CSV. Confirm once. Thousands paid in one operation.
Network fees at cost
We pass through the network fee at exactly what the network charges — nothing added.
Permanent records
Every payout has a tamper-proof record. Your accountant can verify independently.

Ready to get started?

Free to open. Verified in minutes. All crypto features available from day one.

Open your account — free

3. Swap

Convert between any supported currency pair. Rate shown. You confirm. It settles. No hidden spread.

Rates drop automatically as your volume grows. See how tiers work →

ActionStandardMid-volumeHigh-volume
Instant swap0.50%0.38%0.30%
Spot buy/sell0.20%0.15%0.12%
Rate protectionIncluded — you set your tolerance
Rate before you tap
See the exact amount you'll receive. No discovering the spread after.
Rate protection
If the market moves beyond your tolerance, the swap pauses — no worse rate forced through.
Instant settlement
Resulting funds land in your balance immediately. Spend, send, or hold.
Auto-tier
Your rate drops automatically as your volume grows. No asking.

4. Smart contract integration

Define the rules. The contract executes. Funds move automatically — recurring, conditional, hands-free. This is a custom product tailored to your business.

Example: A property generates monthly rent. The smart contract splits it automatically: ⅓ in BTC to investor A, ⅓ in USDC to investor B, ⅓ converted to BRL and remitted to a beneficiary in Brazil. Every month. No manual steps. Fully verifiable on-chain.

Set and forget
Define once. Execute forever. No human needed after setup.
Any currency mix
Crypto, fiat, or both — in the same split.
On-chain verifiability
Every execution leaves a permanent, auditable record.
Multi-party security
No single person can alter the contract or move funds alone.
Custom product — no public pricing. Smart contract integration is scoped, built, and priced per client. Reach us via our contact form or Telegram @paype to discuss your use case.

5. Large trades — private pricing

For amounts over $50,000. Get a private quote — negotiated rate, zero market impact, no order book. Available to high-volume business accounts.

No public exchange
Your trade is priced privately. No slippage, no market impact.
Private quotes
We quote. You decide. No obligation. Rates improve with volume.
Deep liquidity
Access to institutional liquidity at tight spreads for large sizes.
High-volume accounts
Available to verified business accounts that meet volume thresholds.
Custom product — no public pricing. Every OTC trade is privately quoted based on size, pair, and market conditions. Reach us via our contact form or Telegram @paype to request a quote.

6. Digital securities processing

Handle subscription, distribution, and redemption payments for security tokens — on behalf of issuers. Compliant. Auditable. Built to your requirements.

Issuer-focused
Built for entities that issue digital securities. Not a bolted-on afterthought.
Fully compliant
Every transaction screened automatically against global watchlists. Nothing gets through that shouldn't.
Auditor-ready
Every payment has a permanent, tamper-proof record — independently verifiable by any auditor.
Any currency
Collect in crypto, pay out in fiat. Collect in fiat, pay out in crypto. You choose.
Custom product — no public pricing. Digital securities processing is scoped per issuer, per instrument, and per jurisdiction. Reach us via our contact form or Telegram @paype to discuss your requirements.

One account for all of it.

Crypto-native from day one. Free to open, verified in minutes. Start with what you need — add more as you grow.

Open your account — free

Cryptocurrency values are volatile. Transactions are generally irreversible. Risk disclosure →

★★★★★ Trustpilot
Open account NO OPENING FEES — NO ACCOUNT MAINTENANCE FEES — NO APP STORE REQUIRED —