Orchestra — paype's Top Volume Tier
paype's highest volume tier — 40% off all fees after $1,000 in yearly fees. Triggers automatically.
Orchestra — paype’s highest volume pricing tier, delivering 40% off all fees for the remainder of the calendar year once your cumulative yearly fees exceed $1,000.
How it works
paype tracks your cumulative fees across the calendar year. When the running total crosses $1,000, your account automatically upgrades to Orchestra rates — immediately, for the rest of that year. No sales call. No contract. No application.
What it covers
The 40% discount applies to every fee on the platform: SWIFT, SEPA, card processing, FX conversion, crypto withdrawals. Everything.
Example
| Action | Melody rate | Orchestra rate |
|---|---|---|
| SWIFT outbound | $25 + 0.75% | $15 + 0.45% |
| SEPA outbound | $5 + 0.35% | $3 + 0.21% |
| FX conversion | 1.2% | 0.72% |
Orchestra resets at the start of each calendar year. If you qualify in 2026, you get Orchestra rates for the rest of 2026. In 2027, the counter starts over.
Stacking with Big Band
Orchestra supersedes Big Band — once you hit the yearly threshold, Orchestra rates apply even in months where you might have also hit the Big Band monthly threshold.