Glossary
Sub-Accounts
Separate wallets inside your paype account — each with its own balance, card, and spending limits. Unlimited.
Platform
Separate wallets inside your paype account — each with its own balance, card, and spending limits. Unlimited.
Sub-accounts — isolated wallets inside your main paype account, each functioning as an independent financial unit with its own balance, card, and access controls.
What each sub-account has
- Separate balance — funds in one sub-account cannot accidentally mix with another
- Dedicated card — virtual or physical Visa/Mastercard tied to that sub-account’s balance
- Spending limits — per-transaction, daily, and monthly limits configurable per sub-account
- User permissions — assign specific team members to specific sub-accounts with different roles (Client, Assistant, View-Only)
Common uses
- Project wallets — one sub-account per active project or client engagement
- Department budgets — operations, marketing, and travel each get their own card and limit
- Client escrow — hold client retainers separately from operating funds
- Reserve accounts — keep a reserve balance completely isolated from daily spend
How many can you have?
Unlimited. There is no charge to create sub-accounts. Create as many as your workflow requires.
Set up sub-accounts
See business features →