Tokenization
Replacing your real card number with device-specific tokens for Apple Pay and Google Pay. Merchants never see your actual card number.
Tokenization — the process of replacing a sensitive data element (your real card number) with a non-sensitive substitute (a token) that has no value outside the specific transaction or device it was generated for.
How it works with Apple Pay and Google Pay
When you add your paype card to Apple Pay or Google Pay, the device communicates with the card network to generate a unique Device Account Number (DAN) — a token tied to your device. When you pay at a terminal, the DAN is transmitted instead of your real card number.
Why it matters
Each token is specific to the device that generated it. If a merchant’s point-of-sale system is compromised and tokens are stolen, the attacker gets numbers that only work on a device they don’t have — the tokens are useless outside that context.
Your real 16-digit card number never touches the merchant’s system at all.
At paype
Every paype card is tokenizable with Apple Pay and Google Pay. For online transactions, paype also generates transaction-specific tokens so your card number is never stored by merchants you shop with.