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What’s coming.

Features we’re building toward. Items are aspirational and subject to regulatory licensing. Nothing here is a guarantee - it’s a direction.

Now — live

  • USD balances

    Hold, send, spend, and convert US dollars.

  • Crypto exchange

    Buy, sell, and swap BTC, ETH, USDT, USDC.

  • Apple Pay & Google Pay cards

    Virtual and physical cards. Instant activation.

  • Peer-to-peer sends

    Send to phone, email, or @paype — instant and free.

  • Bank transfer funding & payouts

    Fund your account and receive payouts via SWIFT and SEPA bank transfers.

  • Business accounts

    Team cards, multi-party approval, contractor payouts, sub-accounts.

  • Introducer program

    Two-level: 10% on your direct introductions, 5% on theirs. Platform-funded.

Expanding

  • SWIFT payouts

    International bank payouts to 170+ countries. Available to business accounts today; expanding to full coverage.

    expanding
  • Debit/credit card top-up

    Instant funding from any major card.

    in pipeline

Subject to licensing

  • EUR balances

    Hold euros alongside dollars. Convert between USD and EUR at transparent rates.

    requires licensing
  • SEPA payouts

    Send and receive EUR via SEPA credit transfer to any EU/EEA bank account.

    requires licensing
  • Multi-currency wallets

    Hold and convert across multiple fiat currencies in one account.

    requires licensing

How we build

We ship features as they become ready, not on a fixed calendar. The roadmap shows direction and priority, not delivery dates. Items labelled "requires licensing" depend on regulatory approvals that are outside our direct control - we’ll share updates as we have them.

Have a feature you need? Tell us. We build what people actually need.

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