All the documents in one place.
Legal agreements, fee schedules, and policy documents — readable online or printable as PDF.
Legal documents
Terms of Service
The binding agreement that governs your use of paype.cc — eligibility, account rules, prohibited activities, liability, and dispute resolution.
Privacy Policy
How paype.cc collects, uses, and protects your personal data. Covers data retention, your rights, and our lawful bases for processing.
Sailor Beware — Risk Disclosure
Plain-language risk disclosure: what paype.cc is (an MSB, not a bank), what that means for your funds, and what you should know before depositing.
Legal Structure & Compliance
Entity structure, FinCEN MSB registration, AML/KYC program overview, and jurisdiction statement.
Fee schedule
Full Pricing Schedule
All fees: SWIFT, SEPA, FX conversion, crypto, cards, account. Volume tier discounts (Melody / Big Band / Orchestra). Last updated: 2026.
Onboarding & compliance
Onboarding & Compliance Guide
Account types, KYC/KYB requirements, restricted and prohibited business types, ongoing compliance obligations, and the FDIC disclosure.
About print / PDF
The "Print / PDF" links open the document optimized for printing or saving as PDF via your browser's print function (File → Print, or Ctrl+P / Cmd+P). Static PDF files will be added to this page as they are generated — check back or email hello@paype.cc to request a specific document in PDF form.